Explain what meant by the term Ricardian Equivalence. Does it meant Essay

Clarify what implied by the term Ricardian Equivalence. Does it implied that open charge doesn't make a difference Discuss - Essay Example It proposes that obligation the board frameworks that an administration utilizes can't influence the complete interest in an economy. Accordingly, the open will ceaselessly spare its abundance fiscal motivating forces to cook for the future increment in charge commitment. The hypothesis has been instrumental in a few countries remembering US for the administration of financial entanglements, for example, expansion. It gives essential motivations and rules that empower speculators in different economies to grasp the applications. Notwithstanding, it has been presented to analysis from different researchers and people who question validity. The partners express that the hypothesis is loaded with speculations and suppositions however need verifiable rules. They attest that it can't give verifiable answers for the current monetary elements. The importance of Ricardian Equivalence, conversation on open charge and its significance to financial expert Ricardian proportionality hypothesis holds that shoppers in different monetary set ups are consistently disguising their administration spending limitations. Monetarily, the hypothesis has genuine spending imperatives and capacities that speak to consumption in different monetary or financial periods as dictated by a legislature. Typically, the limitations are given in two periods (period1 and 2). They give a tenable methodology of how government use is shown up at and how key capacities that incorporate loan cost and estimation of property influence use rates. g1 + b1 = (1+r) b0 + t1 and g2 + b2 = (1+r) b1 + t2. As demonstrated g1 and g2 are key meanings of government spending in the two time frames while t1 and t2 indicate genuine duty income that an administration can gather inside the periods. Thus, b0, b1 and b2 speak to the estimation of the genuine resource property that an administration has toward the finish of the periods. As common r speak to the genuine financing cost between the monetary periods or period one and two separately. These compels gives a reasonable comprehension on how government consumption and allotment of assets is finished. It additionally encourages the comprehension of the commitment of every component in computing government consumption. This engages them to avoid the impacts of any expense changes that may impede their burning through ability. Duty varieties don't influence request levels since purchasers make satisfactory arrangements to counter the impacts of assessment increments. The hypothesis proposes that it is not, at this point a monetary issue if an organization funds its expenses with obligation or assessment raise (Ghosh and Ghosh 2008 p. 279). This is recommendable as indicated by the hypothesis in light of the fact that the wellsprings of fund can't influence the degree of interest for different protections and different wares in a monetary framework. This clarifies why open obligation stays a key wellspring of obligation account. It guarantees that buyers are padded from the impacts of monetary threats. To be sure, the hypothesis underlines the hugeness of obligation financing and increment in tax collection in guaranteeing the accomplishment of adjusted economy. Its improvement empowered business analysts to deal with the equalization of reward shortage successfully. This is basic in guaranteeing that a nation works inside its cutoff points and reinforces its inner asset selection parts. It additionally guarantees that customers and speculators consistently concentrate how financial plan is run, and make capital hold for future expense builds (Ghosh and Ghosh 20

Deductive and Inductive Methods of Research Essay

In the journey for coherent, legitimate and irrefutable logical answers there are two fundamental techniques for thinking used to move toward the topic to be contemplated. These are known as the deductive and the inductive methodologies. The two methodologies give very various lines of assault when endeavoring to demonstrate or invalidate social speculations. The data that is accumulated is utilized by social work scientists as supporting proof to build up associations among speculations and observational information. Rafael Engel and Russell Schutt, The Practice of Research in Social Work, clarify â€Å"Theories assist us with seeing how social issues develop; they control us in the structure of mediations to support people, gatherings or communities†(Rafael. Schutt. 2005. p. 39). On account of deductive thinking examines the exploration is started from a hypothetical premise, concentrated on a subject, and afterward limited to a; ‘If-Then’ theories that can be tried. Research is directed to assemble information through perceptions, to affirm or negate the speculations. Inductive thinking is it could be said an opposite report, all things considered through perceptions made that have at first gotten on specific patterns, or built up regularities that the speculations or hypothesis is created. In the field of Social work look into it isn't at all exceptional to use the two strategies for research, and Engel and Schutt allude to this as the â€Å"Research Circle† (2005. p. 45). Research frequently includes factors, and speculations regularly should confront different investigations to show up at a definitive answer. The creators refer to the Sherman and Berk’s, 1984, investigation of aggressive behavior at home â€Å"as a case of how the examination circle works†(2005. p. 43). They said that initially dependent on information with respect to spousal maltreatment a speculation was created in regards to capture rates. After information was explored that related with the hypothesis, the investigation was then caught up with inductive research dependent on the insights of the information assembled. As noted regularly the scientists will circumvent the circle various time, as Sherman and Berk’s study did, changing factors and techniques, to test a large number of speculations. As indicated by Engel and Schutt the â€Å"Inductive research process is all the more frequently the system utilized in subjective methods† (2005. p. 38), and that deductive is â€Å"Most frequently utilized in quantitative methods† (2005. p. 38).

Planning Your Premedical Career Gardeners and Architects

Part 1: The Best Laid Plans Competition for coveted medical school seats increases every year and with it the pressure on aspiring physicians to meet the ever-rising expectations of admissions committees. Whether you knew you wanted to become a physician since you could want anything at all or are planning on making a career change into medicine, it can be overwhelming to think about everything you will need to do just to be ready to start writing your application. George R. R. Martin once said there are two kinds of writers: gardeners and architects. Architects like to draw up blueprints, measurements, grand plans before even thinking about laying down a foundation. Gardeners, on the other hand, plant a seed, water it, and watch it grow, tending to the needs of the sprout as they arise. Your medical school application is the story of why you want to (and should) become a physician, so how are you going to go about putting it together? I don't think there is a single, right answer to that question, but I do bel ieve that every premed should strive to find their own balance between master planner and rolling stone. In this two part post, I'll talk about how each mindset might shape your premedical career. Part 1: The Best Laid Plans The bare minimum requirements for any medical school application consist of about two years’ worth of coursework (which varies from school to school), ample experience in the clinical setting, and, of course, an MCAT score. It is critical that you set yourself a timeline for hitting these milestones. Whether you are in an undergraduate or post-baccalaureate course, you need to understand the sequence and pace through which you'll complete the required coursework. This is where your academic advisor at your home institution can be an invaluable resource. The quality of academic advising can vary from institution to institution (indeed, from advisor to advisor), but every advisor at your institution should, at the very least, be familiar with the school's course catalog and hurdles faced by their premed students. Finding that first engaging and participative clinical experience is even more important, not merely because it is expected of you but because it is precisely this kind of experience which will tell you — very quickly — if medicine is right for you. I strongly advise all of my students to seek out clinical volunteering or shadowing before pursuing any other extracurricular activity. Medicine isn't for everyone and your undergraduate education is partly about discovering what kind of life, work inspires and drives you — locking in or ruling out medicine as early as possible can only benefit you. Reach out to a physician you know (even your own) and ask to shadow them or if they can recommend you to another physician who might be more willing. Avoid hospital volunteering positions unless they are explicitly patient-care oriented. Instead, look for volunteering positions in free clinics, community health centers (in my experience, they are always looking for help), or, if you can spare the time, as a medical scribe. You've laid out your course schedule far in advance and have had some encouraging patient-care experiences...it's time to start thinking about the MCAT. Don't be so eager that you start reading MCAT review books starting your freshman year; similarly, it would be an error to think that there is nothing you can do to prepare for the exam from your first day as a premed. MCAT review books are just that, review books. Without a strong foundation, you'll merely be cramming information into your head instead of absorbing the critical relations between concepts, themes, biological mechanisms and physical principles which the MCAT will ask you to apply. How do you build this foundation? By investing yourself in your coursework! It goes without saying that your GPA is important but if you make the effort to go above and beyond in your coursework to truly understand and internalize the material then your GPA will reflect that. Some students want to start reviewing MCAT flashcards alongside th eir regular coursework, but I'm here to tell you that your attention is best invested fully in the coursework itself. The MCAT is mainly an application exam, not a knowledge exam, so conceptual understanding, not rote memorization, is where you ought to focus your efforts until it comes time to study for the exam in a dedicated fashion. One last note about the MCAT: plan to give yourself time. Many students attempt to study for the exam for the first time alongside their regular coursework either because they feel rushed or don't want to sacrifice a full summer to the exam. I can understand that mindset. However, this single eight hour exam will be weighed as heavily as your entire collegiate academic career. Medicine is a marathon and not a sprint — there is always more time to bolster a sparse rà ©sumà © but your academic metrics are far more time consuming, difficult, and expensive to alter beyond the first attempt. Although not ideal, it's not the end of the world if you need to take the MCAT more than once to be a competitive applicant, but trust me when I tell you that nobody should plan to take that test twice, even if just for the sake of their own sanity. Part 2: Gardening "In the first place, in the physician or surgeon no quality takes rank with imperturbability...Imperturbability means coolness and presence of mind under all circumstances, calmness amid storm, clearness of judgment in moments of grave peril, immobility, impassiveness, or, to use an old and expressive word, phlegm.† - William Osler, Aequanimitas The path to medicine is long. Things happen; doors open and close; crises come and go; life intervenes. Flexibility and equanimity is just as valuable as thorough planning, if not more so. Aequanimitas, what Osler called imperturbability, is a cultivated trait. One must be prepared to face possibility head on and this includes the possibility that your plans may be stalled or fail completely. A common scenario I see is a student overburdening themselves with courses, commitments, activities, responsibility and unwittingly making undue, unwise compromises under the pressure of progressing as quickly as possible toward their imagined goal. These students have a mindset similar to that of a track runner preparing for hurdles: they see the obstacles in front of them and know they must jump so high and see themselves surrounded by others preparing to do the same. In hurdling, the goal is to clear the track as quickly as possible with the fewest errors; premed is similar in that you should work to clear each hurdle as cleanly as possible, but the race is an illusion in the mind of the competitor. So, the when our overburdened student starts to see a dip in their grades or fail to accomplish anything meaningful in their activities, they become discouraged, damaged even, and begin to flake on their responsibilities, health instead of responding to the problems at hand. Equanimity, or more simply grit, will help you through those tough times but merely weathering the storm is not enough to be a good gardener. If the student was, instead, a good gardener, they would plant a single seed at a time (starting with academics) and open themselves up to possibility, waiting for the right time and opportunity to diversify their efforts. This is what I mean by flexibility. It's this gardening mindset that helps you build a standout extracurricular rà ©sumà ©. The most impressive applicants will not necessarily have the most activities or hours, but they will have made a significant contribution to, and grown from, every project or organization they have chosen to involve themselves with. If you are filling each of your days with meetings and busy work on top of your academic responsibilities then you will never give yourself the chance reflect on what you do, to internalize the fruits of your labor, to glean the possibilities hiding all around you. It's those moments of leisure and reflection which open us up to ideas which might allow us to have a positive impact on the people and world around u s. You need to allow yourself that space. It's good for your health, too! Are you interested in learning more about medical school admissions? ; Want to read more about the process? Read on, dear reader, read on! How to Apply to American Medical Schools While Travelling Abroad (no matter how remote!) Constructing and Communicating Your Narrative as a Medical School Applicant How to Choose a Medical School Personal Statement Topic

Lung Cancer Symptoms, Treatment - Free Essay Example

Sample details Pages: 1 Words: 430 Downloads: 2 Date added: 2019/10/30 Category Medicine Essay Level High school Tags: Lung Cancer Essay Did you like this example? We believe that your diagnosis is lung cancer. Lung cancer is the growth of abnormal cells in your lungs that spread to lung tissue which causes the formation of a tumor. These abnormal cancer cells can also spread to other parts of your body, including your lymph nodes. Don’t waste time! Our writers will create an original "Lung Cancer: Symptoms, Treatment" essay for you Create order Being a heavy smoker, it was highly probable that you would acquire lung cancer. When the lungs are constantly exposed to the smoke from cigarettes, which is full of carcinogens (cancer-causing materials), it damages the epithelial cells of the lungs, and therefore causes the cells to develop cancer. Currently, you have a persistent cough, shortness of breath, and fatigue. The dyspnea can be caused by the tumor blocking your airway. Additionally, lung cancer may cause fluid to build up which also leads to shortness of breath. With shortness of breath, not enough oxygen is able to enter the body, therefore it is more difficult for cellular respiration to occur. This means that not enough carbon dioxide is being released from your body and not enough ATP is being produced for your cells. Seeing as your cells are are unable to access a sufficient amount of energy, you’ve become lethargic and fatigued. After doing a chest x-ray and a CAT scan, we found that you have a tumor on your upper-right lung field. We also did a sputum cytology, examining your mucus to look for cancer cells, which usually detects the cells 60% of the time, but it came out falsely negative. We also suspected you to have Bronchitis or Pneumonia. We ruled out Bronchitis because that would require you to have a persistent cold for two weeks prior, which to our knowledge, you did not suffer from. Additionally, after doing the chest x-ray and a CAT scan, the possibility of Bronchitis was eliminated because it would not cause you to have a tumor. Pneumonia was initially our first guess, but similarly to Bronchitis, it isn’t probable because it would not cause you to have a tumor. For treatment, you may want to seek surgery or get chemotherapy. Chemotherapy is a medicine used to kill the cancer cells. It can be taken as a pill, an injection, or a catheter. Another option is radiation. Radiation is using x-rays to kill cancer cells as well as shrink tumors either externally or internally. Luckily, your cancer has not spread outside of your lungs, so hopefully the surgery will be effective. This process is very difficult, so we suggest keeping close and talking to your loved ones, as well as a psychologist and support groups.

Homelessness Difficulty Escaping Poverty - 1321 Words

Arjan Singh Mrs. Woolcock English IV-CP May 19 2016 Homelessness: Difficulty Escaping Poverty A homeless person is someone who lacks housing, including an individual who lives in a supervised public or private facility (What Is the Official Definition of Homelessness?). Being homeless means not having a place to call home, not having a stable income. It is not just individuals that can be homeless. There are millions of families living in poverty and on the streets all around the world, contrary to popular belief it is not an easy process to get out of homelessness. Homelessness is a problem that exists in every country in the world even extremely progressive countries like the United States. Habitat for Humanity states in their article about housing facts from 2015 that â€Å"Today, 1.6 billion people live in inadequate shelter around the world; 1 billion of those live in informal settlements. More than 100 million people worldwide are homeless.† (World Habitat Day 2015 Key Housing Facts). Which means that about 20% of the world’s population does not have adequate shelter to live in. A lot of these people live in conditions that may harm their health and deprive them from opportunities. According to habitat for humanity’s article on homelessness, â€Å"by 2030 three billion people which is about 40% of the world’s population is going to need housing† and by 2050, 70% percent of the world’s population is going to need help accessing housing for them and their families. A Lot of theShow MoreRelatedHomeles s People And The United States1648 Words   |  7 Pagesthe highest rates of homelessness among developed countries, homelessness in the U.S. is at epidemic levels in large cities (Agans 1). With the number of homeless people rising, the attitude of the general population towards the unhoused grows to be increasingly negative. Regardless of the difficulty of tracking and recording data on homeless people, one fact remains clear: Despite efforts to end homelessness in the United States, homeless people are are often held in poverty by the negative socialRead MoreCauses Of Homelessness1405 Words   |  6 Pagesthey all share in common are the factors why a specific type of population became homeless. The interrelation of homelessness and mental illness are informed by many factors such as; the lack of support, extreme poverty, substance abuse, lack of affordable health insurance, and lack of affordable housing. The homeless population shares different struggles when dealing with ho melessness and mental illnesses because there are not enough resources for them to be able to come back to their normal selfRead MoreThe Causes Of Homelessness1656 Words   |  7 PagesHomelessness is defined as the situation of an individual or family without stable, permanent, appropriate housing, or the immediate prospect, means, and ability of acquiring it. It is the result of systemic or societal barriers, a lack of affordable and appropriate housing, the individual/household’s financial, mental, cognitive, behavioral or physical challenges, and/or racism and discrimination. Most people do not choose to be homeless, and the experience is generally negative, unpleasant, stressfulRead MoreHomelessness Is A Growing Problem Essay1121 Words   |  5 Pageslatest definition of homelessness is, people who live in temporary house, have no tenure and do not have enough space for social relations (Justin 2006). Homelessness is a growing problem in Australia and it has spread qui ckly and influences to different kind of people. The rapid increase of homeless issues has influenced various people and the government should put forward corresponding solutions for these causes. This essay will introduce five main reasons which cause homelessness and the governmentRead MoreAn Evaluation Of The Government Solution On Homelessness Essay1133 Words   |  5 Pagessolution on homelessness Family is such a simple word and many people take their own family and home for granted. However, Australian society still has people, who can not enjoy the advantage of a family life, and do not have shelter. On census night in 2011, 17% in every 10,000 people were estimated to be homeless. The present situation is, 39% of the homeless people live in overcrowded houses and approximately 20% people live in supported houses (ABS 2012). The latest definition of homelessness is,Read MoreThe Narrative Paradigm And Family Systems Theory1333 Words   |  6 Pagesdecreasing interpersonal responsiveness, increasing passivity, and increasing dependence on others outside the family system† (Davey, p. 326, 2004). As stated earlier, the family system can be immediately effected by an external change, such as homelessness. The communication between the family will look different than the way it was prior to the family’s new situation. Family Background There are numerous reasons as to why a family becomes homeless. â€Å"Most families were living in unstable situationsRead MoreA Feminist Perspective On Women s Homelessness1956 Words   |  8 PagesMuch literature explaining women s homelessness in the United Kingdom, have argued from a feminist perspective which highlighted that the market dominated housing policies disadvantage female-led households based on a gendered division of labour, (Watson and Austerberry, 1986) . Furthermore (Pleace, and Quilgars, 1996), asserted that dominant family model assumes domestic roles for women, such that family care, child care and other domestic duties as solely that responsibility for women. (RazzuRead MoreHomelessness : A Social Issue2081 Words   |  9 Pageschosen Homelessness. I chose this because it is a very serious issue not only here in Australia but all over the world. In Australia there are is about 105,000 Australians that are homeless on any given night, all of which are eithe r living in a makeshift home or sleeping on the streets. In my essay I am going to look at whom homelessness affects the reasons why, and what is being done to help and raise awareness 1.0 What is homelessness? 1.1 Homelessness the social issue: Homelessness is a seriousRead MoreThe Issues Of Homelessness Around The World2250 Words   |  9 Pages1. Introduction This report will be discussing the issues of homelessness around the world and in Australia. Homeless people are people who are living under rough circumstances due to money issues and other problems in the society, there are 100 million people estimated worldwide who are homeless. Those who are homeless all have a different story as to how they got there, usually having no support from their friends or family leaving them isolated and unwanted. This report will be covering theRead MoreThe Hardships Of The Great Depression1345 Words   |  6 Pageswhen â€Å"Millions of men were thrown out of work† (Smart, 1975), those employed by the government were able to keep their job, and even improve their lives, whereas factory and other mainstream workers were fired. Every Australian citizens had faced difficulties at one point during the Great Depression, however it is obvious people experienced different levels of hardships. Women were discriminated during the Great Depression, making it difficult for them to gain an occupation, even employed, they had

Girl’s State free essay sample

The best way to gain self-confidence is to do what you are afraid to do. This is a quote I have often heard, but only recently began to understand and apply within my own life. This past summer I participated in Girl’s State, and there among the brightest young ladies and future leaders within Virginia I discovered a shocking and life-changing finding. These girls, the girls I have always tried to emulate, are successful because they are not afraid to challenge an idea or personify the change that they want to see. I have always been terrified of socializing because of a lack of self-confidence that has haunted me since elementary school. With this in mind and a conviction within my heart to enact the change that I wanted to see within myself, I ran for Governor of Girl’s State. Running for Governor entailed giving a speech in front of 300 young ladies who had spent a great portion of their day listening to continuous speeches. We will write a custom essay sample on Girl’s State or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Needless to say, I was intimidated not only by the size of the crowd but also by the state of irritability I assumed they would be experiencing. As I approached the podium, my heart was racing and my mind was flashing from one prepared point I wanted to make to another, but, as I looked across the crowd, I realized that before me sat 300 peers who weren’t going to throw tomatoes at me but instead genuinely wished to hear what I had to say. Throughout my speech, I could see a sea of smiles, and as I walked off stage, I even heard a girl say â€Å"I like her.† As the caucusing took place, the other thirteen candidates and I were sequestered in a room across the hall where we stayed for about forty minutes. Sitting there surrounded by those girls, a feeling of belonging overtook me, and I was suddenly reminded of how afraid I had been to even attend Girl’s State. The entire experience of Girl’s State gave me a confidence I will cherish and refer back to for years to come. Being thrust into a crowd of 600 girls I had never had any sort of contact with before was one of the most terrifying things I had ever experienced, but, as I grew to know some of them, I came to understand that my fear of rejection was founded in a completely ludicrous assumption. As I walked out of that room and heard the name of the Federalist candidate for Governor, I must admit that I was saddened to hear that it was not my name. However, I soon overcame my sadness as the girls from my city came up to me that night and the following morning to tell me that they were delightfully surprised and inspired because of the speech that I gave. I have never been as proud of myself as I was after losing that campaign because within my loss there was a win. I had won my campaign to a more confident self.

Interest-Free Banking and Islamic Banking in Nigeria free essay sample

Interest-free Banking and Islamic Banking in Nigeria By: Salim Salihu Muhammed Nigeria’s quest for a virile banking reform had led to the adoption of several policies and strategies that would truly give the nation’s economy an edge towards growth and sustainability. No doubt, the bail outs of â€Å"failed banks† and the acquisition of toxic assets from bad banks’ books did saved the economy and Nigerians to a large extent from such kind of economic blows suffered in the Scandinavian banking crises.Without minding words as a follow up to an earlier publication, Zero Interest Banking in Nigeria: Identifying a Sustainable Module, I still emphasis on the identification of an achievable element for an Interest-free Banking System as well as supporting it to its plausible fullest, rather than introducing religious sentiments or interest that could harm the Nigerian financial sector. Less I forget in a hurry, do the Nigeria’s economic policy fault finders understand what Interest-free Banking entails? It is true that the Central Bank of Nigeria (CBN) had emphasized on its readiness to establish or give licence to banks wishing to operate Interest-free Banking system (which is popularly known by many as Islamic Banking because of its tandem with Islamic jurisdictions and beliefs that prevent dealings in interest (Riba) or usury). We will write a custom essay sample on Interest-Free Banking and Islamic Banking in Nigeria or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page It is also true that the Apex Bank has the jurisdiction, as provided in its Act to allow such financial or banking practice; but what should not be seen as true is the perceivers’ believe that the CBN’s policy was meant to enforce Islam or Shari’ah on Nigerians or construed as a personal agenda of the Apex Bank’s Chief. For the avoidance of doubts, as it were with conventional commercial banks, Interest-free banking system has its inherent pros and cons which affects the Muslims and non-Muslims alike.A first glance of how Interest-free banking system operates could set a pace of reasonable understanding to its fault finders. The bank is operated by, and has Muslims and non-Muslims customers; its lending principle is based on the belief that the provider of capital and the user of capital should equally share the risk of business ventures. Translated into banking terms, the depositor, the bank and the borrower should all share the risks and the rewards of f inancing business ventures.However, Nigeria as well as any other country wishing to practice Interest-free banking system may design a module that fit its economy, so far that its applications does not go contrary to the Islamic jurisdictions of Riba or interest, the use of money and capital; and also, identify the key challenges facing the model such as the dearth of knowledge, skills and technical capacity to regulate, supervise, or operate non interest banks. Also, higher quality personnel with experience in project management and Islamic jurisprudence are required for financing and marketing activities.Interestingly, the flexible nature of Islamic finance provides enormous opportunities; it has positive and far-reaching impact for the Nigerian economy. The interest-free banking principle in Islam allows only one kind of loan and that is qard-el-hassan (literally good loan) whereby the lender does not charge any interest or additional amount over the money lent. In conventional terms, it means a bank will not change interest on loan or stipulate a certain amount to be paid back together with the loan given. What is more?The lender (the bank) also shares in the profits or losses arising out of the enterprise for which the money was lent. Islam encourages the economy of wealth redistribution; customers (Depositors) are thus encouraged to invest their money and to become partners in order to share profits and risks in the business instead o f becoming creditors. This is unlike the interest-based commercial banking system, where all the pressure is on the borrower: he must pay back his loan, with the agreed interest, regardless of the success or failure of his venture. The present day multi-rich Nigerians can hoard money, thereby limiting or eliminating the purchasing power of money. This practice have negatively marred the efforts at keeping inflation at bay, as this idle money are not utilized in economic events that could improve the country’s Gross Domestic Product (GDP) over time. Under the Islamic Banking system, human effort, initiative, and risk involved in a productive venture are more important than the money used to finance it. Customers are encouraged to purchase and are discouraged from keeping money idle so that, for instance, hoarding money is regarded as being unacceptable.This purchasing power (money) cannot be used to make more purchasing power (money) without undergoing the intermediate step of it being used for the purchase of goods and services. Although the system encourages customer to purchase, it also prohibits or discourage investment in practices and products that are considered forbidden. The Apex Bank could make policies for the financial system and operators, as much as it is provided by enabling laws, the country’s Constitution, the Bank and Other Financial Institutions Act (BOFIA) and other relevant financial laws. We must understand that the country’s Assembly need not pass a bill for the proposed banking system (Interest-free banking), which is a product of CBN, to take effect if the listed legal provisions and other careful indices are put in place to make the system meet the economic objective for which it is meant for. All that is needed is a careful and extensive capacity building through collaboration among various stakeholders to develop cognate expertise in non-interest banking, development of an adequate regulatory and supervisory framework for the effective operation of non-interest banking in Nigeria.As it stands, it is fair to say that Interest-free banking system and Islamic banking system refers to the same policy as they operates in line to the provisions and jurisdictions of the Islamic Shari’ah system; nevertheless, it does not connotes a means of enthroning control over the sovereignty of Nigeria but a mere banking policy aimed at salvaging the country’s financial system as seen to be practiced in the United Kingdom, America and parts of Europe. In many countries where series of financial crisis had led to the implementation of monetary and financial policies, the adoption of an Interest-free regime was considered.London is the leading Islamic banking centre in the West, HSBC, Lloyds TSB, and Citigroup have opened Islamic banking units and branches throughout England. Middle Eastern Islamic banks have also set up shop in the United Kingdom (UK). These banks also targeted non-Muslims with the message that their services are ethically superior to those of the West, pushing the idea that interest – and capitalism – is unethical and should be replaced in Europe by the Islamic financial model; patronage by non-Muslims have received a continuous increase in the UK. Wasn’t England the birthplace of the Industrial Revolution and creator of the common law, the most successful and equitable legal system in history? One thing I must emphasis here is, any bank, be it Islamic or conventional, risks running losses if it does not charge some form of interest; Islamic banks circumvent this danger by extending a type of Islamic â€Å"credit† that shifts risk to the borrower in a manner similar to interest. In the UK Islamic Banking model, the banks’ Shari’ah boards legitimate the charges by renaming them â€Å"commissions† or â€Å"profits. Some of us could be wondering why Islamic banks could remain profitable – or ideologically influential – if they complied with the Qur’anic injunction again interest. An Islamic bank is no different. It must partake in the money creation business. And it must therefore fix its financial rate of return at the outset in most of its business. Thats why Islamic bank ing cannot succeed in being Islamic, at least, not in the way that we understand the terms â€Å"banking† and â€Å"Islamic† today. Islamic finance is not a product to be offered to a niche market. It is a system. It must be promoted and implemented as a system as did the UK. Nigeria could buy from the West, especially with the United States’ strategy in understanding the system and how US Deputy Secretary of the Treasury Robert M. Kimmitt showed the world that the U. S. was interested in learning more about Islamic finance through holding an Islamic Finance 101 course in Washington to educate government officials on its ins and outs. Whatever the system that the Apex Bank deems fit to aid in strengthening the banking reforms, it is left for the customers and Nigerians to decide on which financial product to explore. As it stands today with Nigeria’s conventional banks increasing minimum cash balance in savings (deposit) accounts to N25,000. 00 and thereabout, the Islamic Banking could be a succour towards Sustaining Competition in Banking Reforms for a surviving economy whose average citizens earns far less than N18. 000. 00 per month. Salim Salihu Muhammed [emailprotected] com

Free Essays on Civil War Causes

Many average Americans would attribute the cause of the American Civil War to slavery, but are there other possible causes? Could the â€Å"history† taught in so many classrooms throughout the United States of America be wrong about something so important as the real cause of the Civil War? This paper will briefly discuss and present information on possible causes of the American Civil War other than the commonly believed slavery issue. When asked what caused the American Civil War, most will say that slavery caused it. In fact, that was my original belief prior to beginning this study. President Abraham Lincoln never really addressed the slavery issue until support of the war started dwindling in the north. During the early days of the Civil War, he actually ordered slaves who escaped from the south to the north to be return to their owner. He did this in support of the Fugitive Slave Act, which was part of a collection of often referred to as the Compromise of 1850. Slavery was officially â€Å"tied† to the Civil War as a reason to fight after the President Lincoln made his Emancipation Proclamation is 1862. The following is an excerpt from his famous speech: â€Å"That on the 1st day of January, A.D. 1863, all persons held as slaves within any State or designated part of a State the people whereof shall then be in rebellion against the United States shall be then, thenceforward, and forever free; and the executive government of the United States, including the military and naval authority thereof, will recognize and maintain the freedom of such persons and will do no act or acts to repress such persons, or any of them, in any efforts they may make for their actual freedom.† President Lincoln himself was â€Å"a believer in white supremacy† and was recorded making such statements during debates with Douglas. One such statement was recorded on September 18, 1858: â€Å"I will say then that I am not, nor have I ever been in th... Free Essays on Civil War Causes Free Essays on Civil War Causes Many average Americans would attribute the cause of the American Civil War to slavery, but are there other possible causes? Could the â€Å"history† taught in so many classrooms throughout the United States of America be wrong about something so important as the real cause of the Civil War? This paper will briefly discuss and present information on possible causes of the American Civil War other than the commonly believed slavery issue. When asked what caused the American Civil War, most will say that slavery caused it. In fact, that was my original belief prior to beginning this study. President Abraham Lincoln never really addressed the slavery issue until support of the war started dwindling in the north. During the early days of the Civil War, he actually ordered slaves who escaped from the south to the north to be return to their owner. He did this in support of the Fugitive Slave Act, which was part of a collection of often referred to as the Compromise of 1850. Slavery was officially â€Å"tied† to the Civil War as a reason to fight after the President Lincoln made his Emancipation Proclamation is 1862. The following is an excerpt from his famous speech: â€Å"That on the 1st day of January, A.D. 1863, all persons held as slaves within any State or designated part of a State the people whereof shall then be in rebellion against the United States shall be then, thenceforward, and forever free; and the executive government of the United States, including the military and naval authority thereof, will recognize and maintain the freedom of such persons and will do no act or acts to repress such persons, or any of them, in any efforts they may make for their actual freedom.† President Lincoln himself was â€Å"a believer in white supremacy† and was recorded making such statements during debates with Douglas. One such statement was recorded on September 18, 1858: â€Å"I will say then that I am not, nor have I ever been in th...

Network Server Administration Research Paper Example | Topics and Well Written Essays - 2500 words

Network Server Administration - Research Paper Example For instance, vulnerability is reported that may impose risks, bugs and errors, incompatibility issues etc. moreover, a news report of a new threat targeting user information may become a great challenge for organizations to sustain their business and customers. However, these news reports may lead to programming flaws and bad quality that may result in massive business losses. For a core banking application, errors, bugs or inadequate security measures cannot be ignored, as a single vulnerability may lead to a major threat for business. For this reason, integrating security in product lifecycle is the most important factor. As mentioned earlier, security breaches are now making headlines, as dependency on applications, mobile applications and online applications has sky rocketed. Users are now making complex online transactions from their cell phones and websites resulting in a rise of application threats. Consequently, there is a requirement of addressing security issues in an appl ication to a relatively high degree. Moreover, many organizations purchase applications from the vendor that all imposes inherent risks that are not known by that time. A recommended solution for addressing application security must be conducted during the feasibility study. Integration of security controls followed with a secure application development approach will ensure quality and security of an application. Furthermore, deciding recommended security controls in a feasibility study will justify the cost of implementing and integrating them within the application. Traditionally, organizations are not addressing application security during the software development life cycle. They conduct security audits by auditors with specialized tools (Edwards, 2006) and with partial resources, at the end of a finished product making the security isolated. If any issue arises during the security audit in end stages of a software development lifecycle, it is more time consuming and expensive t o address. Moreover, security auditors have their own criterion that is their primary objective. For instance, analyzing all risks are addressed or not, level of compliance by classifying vulnerabilities and controls for mitigating threats. All these issues are addressed before an official release of an application. Similarly, the development team has to ensure timely and cost effective development of the software modules and to make their name in the market first (Dave, 2011). Likewise, the audit report with a list of security vulnerabilities is submitted to the application development team for making any suitable changes (Dave, 2011). However, the report does not include any method or a hint of where these vulnerabilities exist. Developers on the other hand, launch the product as per schedule and therefore, security issues were not addressed. However, the best solution of addressing application security is in the software development life cycle, so that developers can rectify and remediate any security vulnerabilities through this process, as afterwards there is no time and the product launches without addressing security vulnerabilities that may result in major threats to organizations afterwards. 2 Implementing a Secure Domain Environment 2.1 Active Directory Implementation Active directory is an essential component which provides efficient and effective network administration. The first step is to prepare a domain. Active directory functions on the domain. The domain name for abc will be

Police ethics Essay Example | Topics and Well Written Essays - 500 words

Police ethics - Essay Example The enormous powers enjoyed by these detectives must be tamed through some strict checks on their ethical conduct in exercising these powers at right spot and the correct manner. While having such powers in most cases is a legal necessity but justified and dignified application of these powers is often an ethical issue. In United States there are several documents at national level like Declaration of Independence, the U.S. Constitution, its Bill of Rights and the Federalist Papers which are meant to enforce these ethical guidelines. However there is a lack of education and implementation in this connection. The tools and trick that are used in an investigation also provides a ground for ethical arguments and concerns. For example the use of sex and friendship in undercover investigations are very common tools for the police detectives but their ethical issues are lease bothered at higher level in the department. However, police ethical misconduct in using these undercover investigat ion tools is highly probable.

Management Theory Assignment Example | Topics and Well Written Essays - 1500 words

Management Theory - Assignment Example Management is of fundamental value to companies. Every organization is concerned with planning to get things done, organizing the business to ensure efficient and effective operations and motivate employees as well as develop a vision for everyone to work on (Williams, 2009). Finally, the need for having controls in place is high as the goals that have been set must be monitored and their fulfillment must be measured. Therefore, management is quintessential in making businesses successful as well as ensuring smooth sailing once that success has been achieved. The significance of management can be ascertained from the fact that businesses spend millions on hiring management consultants to guide them on effective management practices (Williams, 2009). These consultants offer insights as to how managers can lead people effectively, motivate them, deal with various people related issues and manage complex projects. Management, therefore, is the art of getting work accomplished through ot hers. Successful managers may often not be experts themselves but know how get work done through other experts. For instance, the manager of the car plant at General Motors narrated how he has never made a car part in his life and how this is not his job(Williams, 2009). He further explained how, as a manager, his role was to create an environment conducive for people to make these parts efficiently while at the same time staying motivated with their work. On the other hand, however, this conventional view has been contradicted by leaders such as Steve Jobs who not only got work done through people but was actively involved in the technical aspects of the work (Greengard, 2011). Furthermore, good managers and leaders have often been associated with organizational success. One such example is that of Apple which experienced transformational growth and recognition during the tenure of Steve Jobs. It is not surprising, therefore, that Apple’s stock took a leap from $10 to $400 ( CNN Money, n.d.) during his leadership and that all major innovations including iPod, iPhone and iPad were introduced during his tenure. Furthermore, leaders and managers influence the performance of organizations by â€Å"leading by example† (Caldwell, 2004). Taken a step further, managers are responsible for managing the intellectual capital of firms which is exactly what Steve Jobs did (Prasad, 2011). By putting in proper mechanisms in place to unleash employee creativity, Jobs was able to exploit the untapped innovative potential of human resources and use it for the transformation of the company. This demonstrates just how important management is in the contemporary age of turbulent market changes and volatile business environment. Dealing with today’s customer-centric world requires organizations to manage the talents of employees in order to meet these needs. Companies whose management fails to keep pace with the changing environment and nature of work tend to s uffer. For instance, Deloitte’s study suggests the private sector of America is getting only a fraction of the return on assets that it achieved decades ago (Denning, 2011). This is due to managers failing to adapt to the changing envi

My Friends Tell Me I am Not an Atheist :: Personal Narrative essay about myself

My Friends Tell Me I am Not an Atheist    It's remarkable how many of my friends insist I am not an atheist. It seems pretty obvious to me that I don't believe any god exists, and that pretty much makes me an atheist. Nevertheless, here these people are, so insistent that I cannot possibly be an atheist. "You're too nice," they say, or "you really believe, you just don't know it" (how's that again?). Sometimes I hear something like "You believe in something, and that is really god" or "you are still looking, but you'll find Him" (he's invited to stop by my house at any time). When I have the time to converse with these people, however, it usually comes down to this: I'm really an agnostic, they say, because I am willing to admit that I don't know there isn't any god. It is apparently so important for people to believe that I'm "really just an agnostic" that I find this to be a haunting sign of the hold religion has on people. It is tragic that the mere thought of a good friend or relative being an actual, avowed atheist is s o horrible that it must be denied. Sometimes I have the chance to explain that I am an atheist not because I know there isn't a god, but because I don't believe there is. If someone insisted that their pet fish could talk, I really couldn't say I knew it didn't, especially if I could not go and see for myself, but it would still be fair for me to say that there are no talking fish. The relevance of this is that I do not believe god exists any more than I believe fish can talk. Certainly, I have not examined all species of fish, nor every single fish for that matter, nor could I ever accomplish such a feat, but the claim that they exist is so contrary to my own personal experience and reliable facts that I simply will not believe it unless very definitive proof is provided. Of course, if I visit someone's pet fish and it talks to me, I am still wiser to test the possibilities of trickery or insanity before believing it can really talk. But if I found many fish that talked, trustworthy people confirmed it, scientists pu blished carefully researched papers about them, and newspaper headlines read "INCREDIBLE DISCOVERY: TALKING FISH!" then it would be more than reasonable to believe they existed. My Friends Tell Me I am Not an Atheist :: Personal Narrative essay about myself My Friends Tell Me I am Not an Atheist    It's remarkable how many of my friends insist I am not an atheist. It seems pretty obvious to me that I don't believe any god exists, and that pretty much makes me an atheist. Nevertheless, here these people are, so insistent that I cannot possibly be an atheist. "You're too nice," they say, or "you really believe, you just don't know it" (how's that again?). Sometimes I hear something like "You believe in something, and that is really god" or "you are still looking, but you'll find Him" (he's invited to stop by my house at any time). When I have the time to converse with these people, however, it usually comes down to this: I'm really an agnostic, they say, because I am willing to admit that I don't know there isn't any god. It is apparently so important for people to believe that I'm "really just an agnostic" that I find this to be a haunting sign of the hold religion has on people. It is tragic that the mere thought of a good friend or relative being an actual, avowed atheist is s o horrible that it must be denied. Sometimes I have the chance to explain that I am an atheist not because I know there isn't a god, but because I don't believe there is. If someone insisted that their pet fish could talk, I really couldn't say I knew it didn't, especially if I could not go and see for myself, but it would still be fair for me to say that there are no talking fish. The relevance of this is that I do not believe god exists any more than I believe fish can talk. Certainly, I have not examined all species of fish, nor every single fish for that matter, nor could I ever accomplish such a feat, but the claim that they exist is so contrary to my own personal experience and reliable facts that I simply will not believe it unless very definitive proof is provided. Of course, if I visit someone's pet fish and it talks to me, I am still wiser to test the possibilities of trickery or insanity before believing it can really talk. But if I found many fish that talked, trustworthy people confirmed it, scientists pu blished carefully researched papers about them, and newspaper headlines read "INCREDIBLE DISCOVERY: TALKING FISH!" then it would be more than reasonable to believe they existed.

Individual WileyPlus Exercises Essay

1. Brief Exercise BE1-7. Indicate which statement you would examine to find each of the following items: income statement, balance sheet, retained earnings statement, or statement of cash flows. 2. Brief Exercise BE1-8. Use the basic accounting equation to answer these questions. (a) The liabilities of Cummings Company are $90,000 and the stockholders’ equity is $230,000. What is the amount of Cummings Company’s total assets? (b) The total assets of Haldeman Company are $170,000 and its stockholders’ equity is $90,000. What is the amount of its total liabilities? (c) The total assets of Dain Co. are $800,000 and its liabilities are equal to one-fourth of its total assets. What is the amount of Dain Co.’s stockholders’ equity? 3. Brief Exercise BE1-9. At the beginning of the year, Fuqua Company had total assets of $800,000 and total liabilities of $500,000. (a) If total assets increased $150,000 during the year and total liabilities decreased $80,000, what is the amount of stockholders’ equity at the end of the year? (b) During the year, total liabilities increased $100,000 and stockholders’ equity decreased $70,000. What is the amount of total assets at the end of the year. (c) If total assets decreased $90,000 and stockholders’ equity increased

The Constitution Of The United States - 1388 Words

Interpretation of the Constitution is one of the biggest conflicts within the United States–the highly contentious issue of states’ rights resulted from two different interpretations of what powers should belong to the federal government versus what powers belong to the individual states. No issue has ever caused as much turmoil as the issue of states’ rights–but one side must have more valid arguments. Should the federal government’s power be superior, or should the authority of the individual states be held above all? As Abraham Lincoln said, â€Å"the Constitution does not expressly say.† But through evaluation of the arguments expressed in the Virginia and Kentucky Resolutions, Lincoln’s Inaugural Address, and Jefferson Davis’ Confederate Constitutional Address, and evaluation of their alignment with the Constitution of the United States of America, we can see that not only are the arguments against States’ rights mor e effective, but they also more accurately interpret both the nature of the Constitution and the original purpose of the Union. Not only are the various words and amendments in the Constitution up for interpretation, but the actual nature of the Constitution itself often falls under dispute. Is the Constitution a, â€Å"compact,† between the states as the authors of the Virginia and Kentucky Resolutions, as well as Jefferson Davis, believed? Or was it formed directly by the people and for the people, as argued by Abraham Lincoln? The predominant view of theShow MoreRelatedThe United States Constitution And The Constitution Essay1491 Words   |  6 PagesThe United States Constitution, this very detailed group of words was written in 1787, but it did not take effect until after it was ratified in 1789, when it replaced the Articles of Confederation. It remains the basic law of the United States then and till the present day of 2016. The first state to ratify the Constitution was Delaware; the last of the original thirteen to ratify was Rhode Island and since only nine were required, this was two years after it went into effect. When the U.S. ConstitutionRead MoreThe Constitution Of The United States Constitution Essay1185 Words   |  5 Pages(framers’ of the U.S. Constitution) position on the Presidency: The framers experienced the abuse of the English monarchs and their colonial governors. As a result, the framers were skeptical of the excessive executive authority. 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New Food Launching Analysis Essay - 2109 Words

Case 4 : NEWFOOD CORPORATION 1 . Executive summary The NEWFOOD Corporation is a company that is looking to expand their market by introducing a new low carbohydrate food product. The new product has been dubbed K-Pack and will be packaged similar to a candy bar. Mr. Johnson, CEO of NEWFOOD Corporation, expressed interest for determining the K-pack demand and a good marketing mix impact. The marketing mix will incorporate variables such as price, advertising and promotion strategies. Susan, the NEWFOOD marketing director, predicted a positive result from introducing the K-pack to the diet/snack food market. As a marketing initiative, NEWFOOD decided to conduct a 4-month test market study of sales at 24 stores in 4 different cities.†¦show more content†¦Also, there are limitations set on parameters set on price, so we have only assumed the $0.50, $0.60, $0.70 categories. We noticed in our regression analysis that the location within the 24 stores did not make a significant impact on our regression – 2% increased correlation. In addition, city location had a negligible impact on sales; it was measured to be close to 0%. We have omitted these factors assuming that they will have the same impact on a sales regression on a national level. 4. Marketing strategy (3 pts) Having encouraging pre-test market result as presented in cash flow; the company expects to sell 750,000 cases of K-Pack, using a mix of 50 cents per package with 3 million dollars in advertising per year. However, to ensure that this prediction is credible, the company is conducting test-market (as described above) aiming to get insights on marketing mix variables on sale, profit potential of the products, and estimation of first year sale. After having tested the marketing mix variables, the experiment shows that the least influential factors are city and location. The company’s marketing strategy is effective equally no matter where the new product is shelved and sold geographically. In terms of pricing, it is strategically recommended to price at 50cents per package. Lastly, we found that higher advertising level would promote higher sale; thus, it is recommended to use highest advertisingShow MoreRelatedContadina Pizza1227 Words   |  5 PagesNestle Refrigerated Food Company (NRFC) has the opportunity to extend its Contadina brand name into the refrigerated pizza market. NRFC must determine whether adding a pizza, with or without extra toppings, will meet specific financial objectives and increase sales. Possible Decision Alternatives Our analysis shows that NRFC can 1) maintain the status quo, 2) introduce the refrigerated pizza without toppings, or 3) introduce the refrigerated pizza with toppings. 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Persuasive Speech Video Games - 1051 Words

To listen to my dad, one would think that video games were created by Satan himself. He has told me over and over again that he does not understand how I can concentrate that long on NBA 2K, Grand Theft Auto, or some other XBOX One game. And according to my mom, I could have done a million other things just last night besides play my video games. In fact, both my parents have constantly told me that they will let me take my car with me when I graduate from high school and go off to college but not my XBOX One. They think I’m addicted to video games. Imagine that! I am sure that many researchers have studied why those of us who consider ourselves â€Å"gamers† would spend countless hours playing video games and I would probably make a fine†¦show more content†¦Either way, I get to think, plan, and strategize. In the midst of the multi-faceted games with face paced images, flashing objects, split decisions, I often emerge a winner. I thought basketball was my most competitive arena. Nope! Give me any XBOX One game and I will strategize and play it until I am a winner. Overwhelming feelings of accomplishment, pride, and the need to go to the level come over me when I win. By making sure the next level is always more challenging than the previous one, I am sure game designers understand those feelings and keep me wanting more wins. There are those people in this world that would have me believe that â€Å"Winning isn’t everything.† I beg to differ. Winning is not only everything, but it also drives me to want to continue to win. Does this mean that I am unable to accept failure or that I am unrealistic to the fact that losses are an imminent part of life? No, I expect losses. But it is the about the information I gather from losing that helps me strategize to win. It is the me mories of how things happened during a loss that steer me around traps, situations that could cost me points or a virtual life, or potential threats. Most importantly, the quick, correct decisions that result in a win make winning even more exciting. Game mode makes me very aggressive. I am often accused of being two different personalities on and off the basketball court; quiet and reserved in most aspects of life, but full of aggressionShow MoreRelatedPersuasive Speech On Video Games810 Words   |  4 Pagesmore than the population of India or China. The gaming industry has attracted over a billion customers and has made around hundreds of billions dollars so far. So therefore i am going to persuade you that video games are incredibly beneficial. Some of the most valuable and necessary skills, video games give us include: Social advantages, Mental Advantages and Skills that will secure jobs. I am doing this because i am sick and tired of the common stereotype that gamers and lazy, stupid, unemployed andRead MoreEssay on Persuasive Speech Against Video Games978 Words   |  4 PagesThesis: The rise of the video game has had many negative effects on children. INTRODUCTION Attention-getter: Whenever I look out from my window at home, nothing but memories come back to me. The house three doors down was the unsuspecting target of the foul balls we would hit when we use to play home run derby. Or my basketball hoop which held many world championships between me being the bulls and my friends being that year’s runner up. In the park across the street, I ended up blackmailingRead MoreEssay Video Games Speech Outline728 Words   |  3 PagesPersuasive Speech Outline Matt King CMST 220 Video Game Speech 6-12-13 * Attention grabber/introduction - Slaying dragons, defending your planet from alien invasion, or bouncing on the heads of koopas and saving the same princess who gets caught every time? Sound Familiar? If you’re anything like me you have tried all of these. Of course not literally but I’m sure you have all played a video game that has let you do something crazy and exciting you couldn’t normally do. * Can I getRead MorePersuasive Speech About Younger Generation840 Words   |  4 PagesThe Younger Generation Purpose: To give a persuasive speech on whats wrong with the younger generation. Thesis: The younger generation is a product of a highly technological environment. I. Introduction A. Hello Im Phillip Nettles. Today Im here to discuss whats the problem with the young generationRead MorePersuasive Speech: Dangers of Smoking Essay629 Words   |  3 Pages      Persuasive Speech Dangers of Smoking Specific Purpose: To inform the audience of the dangers of smoking and persuade them not to.   Ã‚   Introduction: 1. Did you know that smoking is the number one preventable cause of death in the United States? 2. According to cancer.org there is 440,000 deaths a year caused by tobacco. 3. On average every smoker costs their employer almost 2,000 dollars a year in lost labor.    By the end of the speech, the audience will be informedRead MorePersuasive Speech : Social Networks960 Words   |  4 PagesPersuasive Speech : Social Networks INTRODUCTION Nowdays, many existing social sites mediate worldwide. Among the popular website and the choice and the madness of all ages, especially teens are Facebook, Twitter, Friendster, and Myspace. Most social network services are web based and offers multiple ways of interaction between users, such as online chats, exchange messages, e-mail, video, voice chat, file sharing, blogging, discussion groupsRead MoreHomeschooling Persuasive Speech1000 Words   |  4 Pagesï » ¿Homeschooling Persuasive Speech NAME: David Breaker SPEECH #: 4 SPEECH TITLE: Homeschooling SUPPORTING MATERIALS SOURCE(S): â€Å"Disadvantages of Homeschooling†. Homeschool Companion. July 20 2014. Merry, Micheal S., and Sjored Karsten. Restricted Liberty, Parental Choice And Homeschooling. Journal Of Philosophy Of Education 44.4 (2010): 497-514. Sorey, Kellie, and Molly H. Duggan. Homeschoolers Entering Community Colleges: Perceptions Of Admission Officers. Journal Of College Admission 200Read MoreCause-and-Effect Relationship between TV Violence and Actual Crimes1755 Words   |  7 Pagesadvocates on both sides of the issue in each ideological camp. While some liberals bridle at any attempts to curtail speech, others are concerned about the impact that violent television viewing has upon impressionable viewers like children and are concerned about televisions possible role in creating a more violent society. Conservatives sometimes support a certain degree of regulation of speech to uphold family values, although libertarians dispute the governments right to regulate television viewingRead MoreStudent Centered Instruction And Teacher Centered Essay1557 Words   |  7 Pagesinteractive web quests, games, and simulations to enhance their learning, along with having the opportunity to access various forms of visuals such as pictures and videos to assist their comprehension of content. An example of a visual aid that could enhance students’ learning in an English language arts classroom is the use of videos to help students comprehend literature. If students were studying the three different appeals in persuasive writing, they could watch and listen to a speech, underline wordsRead MoreEnglish Oral Communication2228 Words   |  9 Pagesthe following speech types will best describe your speech: informative, Persuasive, negotiation, or argumentative speech? Give reason for your answer. Persuasive speech will be the best speech type in this situation, because persuasive speech aims to influence the audiences’ attitude, value or behavior, and convince your audience to take action. In this case, the PTA can conduct a meeting, in purpose of fund raising for the project or conduct the corresponding campaign, so the speech must aim to persuade

The Italian Unification Mazzini, Cavour and Garibaldi Free Essays

Evaluate the relative importance of Mazzini, Cavour, and Garibaldi for the Italian Unification between 1848 and 1871 In order to achieve the unification the Italians had to go through a long struggle starting from 1830 and ending in 1871. Thanks to the leading of Mazzini, Cavour and Garibaldi, the Mediterranean peninsula was able to defeat its foreign enemies, especially the Austrian Empire, and create a united nation under the King of Piedmont, Viktor Emmanuel II. Although Mazzini was the starter of nationalism movements and aroused the spirits of many Italians, Cavour and Garibaldi were the two leaders who were able, both in their own way, to create a consolidated country. We will write a custom essay sample on The Italian Unification: Mazzini, Cavour and Garibaldi or any similar topic only for you Order Now Giuseppe Mazzini was an Italian journalist and idealist that at the beginning of the 1830s was able to stimulate the people of the Italian peninsula to fight for freedom from Austria and for a creation of a nation. In his first years of revolutionary movements in the 1830s he was exiled from Italy, and moved to Switzerland to create a new movement, the Young Italy. This movement was different from the precedent Carbonari, that were less prepared and more violent, and it was made up by the middle class and as well as the working class and the peasants. Mazzini didn’t believe that Italy could be unified under a king, and thought that the best way of government was a republic, especially after the king Charles Albert refused his proposal to be at the head of the Unified Nation. Even though Mazzini’s supporters were defeated during a revolt in Piedmont, he was able to create an organize movement that had a great influence on the Italian Unification. Later in his life, Mazzini worked cooperating with Garibaldi, and together with him they made a lot of progress in the process of achieving their goal. Count Camillo Benso di Cavour was the diplomatic and political leader of the Italian Unification. Cavour was the mind and the brain of the Italian Unification, who created the political strategies to defeat Austria. He was a noble man but had liberals ideas, and wanted to unite the country under the Kingdom of Piedmont, working with Viktor Emmanuel II. He was elected first in the Parliament under the rule of Charles Albert, and when he abdicated in favor of his son Viktor Emmanuel II, he was made Minister of Commerce and Agriculture in 1850, Minister of the Navy and Finance in 1851 and Prime Minister in 1852. Mazzini could be compared to Bismark, Prussia’s chancellor, because not only were they both very strategic and intelligent, but even because he modernized the Kingdom of Piedmont like Bismark had done in the German territories. With his domestic polices he created new banks, that made loans to middle class men to open businesses, that gave jobs to the working classes. The banks also made loans to businesses that wanted to create railroads so that Italy was modernized like the rest of Europe. He then facilitated the trading to gain industrial goods from England and strengthen the army of Piedmont, in order to prepare it for war. Cavour used once again his diplomatic skills when he decided to support France and England in the Crimean War in 1854, where his troops won many battles. He then secretly met with Napoleon III in Plombieres, and signed a compact in which the French Emperor promised to support Italy in a war against Austria in exchange of the territories of Nice and Savoy. When the war broke out in 1859 though, Napoleon III, unexpectedly resigned and withdrew his troops, signing a peace contract in Villafranca with the Austrians. With his foreign and domestic policies, Cavour had created the opportunities and the circumstances for Italy to unite. If Cavour was the mind and the brain of the Italian Unification, Garibaldi was the heart of the movement. He was an idealist who believed, like Mazzini, that Italy had to be unified under a republic and without foreign aid. He became the leader of the unification when, with his troops, the thousand red shirts, he conquered Sicily in 1860 sending away the Bourbon family and the king of the Two Sicilies, Ferdinand II. He conquered Naples, and marched up north, until he got to Rome, where the troops of the Kingdom of Piedmont waited for him. Even though he was a republican, he decided to hand out the territories he conquered to the king Viktor Emmanuel II, who was now the king of Italy. Venetia was still part of the Austrian Empire and Rome was still part of the papal state. Garibaldi then tried to conquer the Papal State but was defeated by the French troops and was exiled from Italy. He was able to escaped but failed again sending an army from Tuscany to Rome again. The Italian Kingdom was finally united when Venetia was handed to the Italian kingdom after the Austro-Prussian war, and Rome was invaded by the Italian troops in 1871 and the Pope was given sovereignty on the Vatican City. Garibaldi was able to send away the Bourbon family and to conquer the south of Italy, and became one of the greatest military leaders of all times in Italy. Even though Mazzini was the starter of the Italian movement the Young Italy and rose the nationalism spirits of the Italians to initiate the process of the unification, the mind and the heart of the unification, Cavour and Garibaldi, were essential to the creation of a united nation. They both were able to use their qualities, one of being a diplomatic and smart men, while the other being a brave and romantic military leader, and together were able to defeat the Austrian and hand to the Piedmont king, Viktor Emmanuel II, the Italian Peninsula. How to cite The Italian Unification: Mazzini, Cavour and Garibaldi, Essay examples

”Sonnet 18” by William Shakespeare Essay Sample free essay sample

Shakespeare asks. Shall I compare thee to a summer’s twenty-four hours? in his celebrated love verse form. In Sonnet 18 he praises his lover’s beauty in such an amazing manner that makes you desire to be the individual he is in love with. On the other manus he is cognizant of the fact that beauty is non ageless and he is bewildered by the thought. So he tries to happen a manner to do her beauty ageless and resolutenesss in giving this verse form to her. Therefore the chief subject in the verse form Shall I compare thee to a summer’s twenty-four hours? is to capture ageless beauty. In my sentiment. the poem Shall I compare thee to a summer’s twenty-four hours? is a love verse form. The poet is evidently in love with a really beautiful individual. He shows his esteem of her cuteness throughout the verse form. We will write a custom essay sample on †Sonnet 18† by William Shakespeare Essay Sample or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page He exaggerates her beauty by doing an effort to compare it to the lusters of nature such as a Summer twenty-four hours. He tries to do a comparing between his lover and summer and decides that her beauty is beyond comparison. Summer is a lovely season and harmonizing to Shakespeare his dear is superior. Summer is non sufficient plenty to vie with her beauty. which is clear when he says. â€Å"Thou art more lovely and more temperate† ? ( Shakespeare line 2 ) He emphasizes the defects of this season. â€Å"Rough air currents do agitate the darling buds of May† ( line 3 ) . He besides says that Summer can be excessively hot. â€Å"Sometimes excessively hot the oculus of heaven shines† ( line5 ) . These mistakes in a Summer twenty-four hours support the thought that her beauty is unflawed unlike Summer. Despite the difference between them. Summer and Shakespeare’s lover’s beauty portion one common characteristic. Both Summer and Shakespeare’s beloved one’s beauty are non lasting. Soon seasons alteration and Autumn takes off all the beauty of Summer. Shakespeare complains of summer being excessively short. â€Å"And summer’s rental hath all excessively short a date† ( line 4 ) . He says all the nice things come to an terminal. â€Å"And every carnival from just sometimes declines† ( line 6 ) . Because of the manner nature works he fears that his lover will lose her beauty excessively. She will age and finally die and her beauty will melt off. The thought of losing such a great beauty is unacceptable for the poet and he rebels against it. He says that her alone beauty shall non melt. He says summer can come and go through but her beauty will be everlasting â€Å"But thy ageless summer shall non fade† ( line 9 ) . Metaphor is used here ; the ageless summer is his darling one’s beauty. Shakespeare besides says that she will non lose her beauty and decease will non be able to take away her luster in lines 10 and 11. â€Å"Nor lose ownership of that just 1000 ow’st ; /Nor shall decease crow wand ‘rest in his shade† . The poet immortalizes his darling one’s beauty. He keeps her alive by utilizing his lines â€Å"When in ageless lines to Time thou grow’st† ( line 12 ) . The poet believes that every bit long as his love verse form is remembered the luster of his lover will be remembered every bit good. He writes. â€Å" So long as work forces can take a breath. or eyes can see/So long lives this and this gives life to thee ( lines 13. 14 ) . All in all. in my sentiment the chief subject in this verse form is to capture infinite beauty. Shakespeare describes his lover as if she is godly. Her beauty is uncomparable. Even Summer is non sufficient plenty to be a rival. She is immortalized with his lines. She still breaths through his words. As I write this essay speaking about his lover’s Godhead beauty five hundred old ages after he has written the verse form Shall I compare thee to a summer’s twenty-four hours? I fell that he has accomplished commemorating his darli ng one.

Keith Porter Is Gay Essays - Gay, Same-sex Sexuality,

Keith Porter Is Gay As they look over the world's painful panorama of war and terror, some people conclude that it is too late, that no amount of information or activity could possibly follow through on the critical work that has already begun. But those who take that pessimistic view understand neither Mr. Gay Keith Porter nor his current rung on the ladder to total power. What follows is a call to action for those of us who care -- a large enough number to improve the physical and spiritual quality of life for the population at present and for those yet to come. On the surface, it would seem merely that his position that we should abandon the institutionalized and revered concept of democracy is based upon a specious argument without any substantive basis. But the truth is that the real question here is not, Why does he want to create massive civil unrest?. The real question is rather, Where are the people who are willing to stand up and acknowledge that he is a card-carrying member of the Hypocrisy C lub? The complete answer to that question is a long, sad story. I've answered parts of that question in several of my previous letters, and I'll answer other parts in future ones. For now, I'll just say that he wants to goad paltry pamphleteers into hurling epithets at his enemies. Who does he think he is? I mean, I have a dream, a mission, a set path that I would like to travel down. Specifically, my goal is to tell him where he can stick it. Of course, I have to wonder where he got the idea that it is my view that all minorities are poor, stupid ghetto trash. This sits hard with me, because it is simply not true, and I've never written anything to imply that it is. If we don't soon tell Gay Keith to stop what he's doing, he will proceed with his hypocritical ramblings, considerably emboldened by our lack of resistance. We will have tacitly given Gay Keith our permission to do so. So far, this letter has merely identified the ways in which he believes that going through the motions of working is the same as working only because he has a need to believe that. Now, let me shift gears and start telling you about how he thinks that he is a bearer and agent of the Creator's purpose. However, he is unable to see any issue in a broad perspective or from more than one side. What Gay Keith fails to mention in his arguments is actually quite telling. For example, did you know that Gay Keith wants to detach individuals from traditional sources of strength and identity -- family, class, private associations? Or that the Gay Keith Porter Foundation's latest report on judgemental recidivism is filled with fabrications, half-truths, innuendo, and guilt by association? If I said that it is villainous to question his sophistries, I'd be a liar. But I'd be being totally honest if I said that all Gay Keith really wants is to hang onto the perks he's getting from the system. That's all he really cares about. People have pointed out to me that he makes assertions that strain credulity, but I still can't help but think that by refusing to act, by refusing to seek some structure in which the cacophony introduced by his crusades might be systematized, reconciled, and made rational, we are giving him the power to let us know exactly what our attitudes should be towards various types of people and behavior. Is there anyone else out there who's noticed that everything Gay Keith tells you is a lie? I ask because he has recently been going around claiming that cannibalism, wife-swapping, and the murder of infants and the elderly are acceptable behavior. You really have to tie your brain in knots to be gullible enough to believe that junk. He is an opportunist. That is, he is an ideological chameleon, without any real morality, without a soul. Just think: Whenever anyone states the obvious -- that the word on the street is that Gay Keith's apparatchiks are profoundly influenced by what Gay

You Can’t Turn a Whore into a Housewife Professor Ramos Blog

You Can’t Turn a Whore into a Housewife Have you ever been cheated on; or help another cheat on their significant other? I’m sure most people who read that will answer my question with a â€Å"yes†. We hear about cheating everywhere we go, and it always come down to the same three thoughts. First: Oh, I feel bad for the spouse. Second: What a terrible husband/wife for cheating on their spouse. Lastly, What a home-wrecking whore! Now, I believe that cheating is more then that. Do we ever analyze why someone may have cheated, or why someone may have been a â€Å"homewrecker†? Sandra Cisneros brings to light the mistresses’ point of view in her story â€Å"Never Marry a Mexican†. Her story is told in the first-person style by a woman named Clemencia. She is the mistress to her former high school teacher. It is revealed or rather, hinted at, that Clemencia was being taken advantage of instead of her taking advantage of her previous teacher. Clemencia does seem to be obsessed with this man, wh ose name is Drew. She eventually starts to sleep with his son many years down the line. Clemencia tells us that she knows what she does is wrong, but she does not care. She comes across as a little crazy, but in the end, she was just a broken woman. The story starts off with words of wisdom from Clemencia’s mother. She says, â€Å"never marry a Mexican† (Cisneros 68). Clemencia decides that she will never marry, she stats that she has â€Å"known men too intimately. I’ve witnessed their infidelities, and I’ve helped them to it†. This was her way of telling us she helps men cheat on their wives and that it is frequent. In the first bit of the story we learn a little bit about why she does this. She grew up in a â€Å"broken home† Her mother married her father when she was 17. Her father’s family was extremely disappointed with his decision, although she was Mexican, she was from north of the border. We learn that the relationship wasn’t as great as we would think it was. Her mother was a serial cheater and cheated on Clemencia’s father until the day he died. Clemencia knew what her mother was doing, and she seen it every step of the way. She holds a lot of anger and r esentment toward her mother for what she did, and I think it was part of the reason her and her mother had a bad relationship as she got older. Clemencia even stats that her mother â€Å"stopped being my mother† and that she was to worry about herself to be worried about her daughters (Cisneros 73). After her father died, her mother did seem â€Å"lost† in the sense of her losing the man she had been with for many years. Alas, this did not stop her from marrying the man she was cheating on her husband with. This man eventually moved into Clemencia’s father house and brought his 2 sons with him. This caused Clemencia to further spite what happened between her mother and father. Clemencia tells us a little bit about how her life went as she got older; she did move out at a fairly young age. She makes a living in any way possible, ultimately, she is an artist. She doesn’t have a steady career and considered herself to belong to no class. She is her own socio-economic class. It comes across that she feels superior or above other people. There is one instance that this shows especially well, she says that Drew is â€Å"nothing without me† She created him from nothing and can destroy him with ease. Her is just a small piece of her painting and she has recreated him. (Cisneros 75). She comes across that she thinks she is all powerful, but if we jump forward to the end of the book we know otherwise. Clemencia is talking to us saying that she doesn’t see any of Drews attributes in his son. She is attempting to get Drew’s son to â€Å"love her the way I love his father† (Cisneros 82). This shows us that Clemencia was secretly in lo ve with drew and very jealous of his wife. Could this be why Clemencia is the way she is? I believe Clemencia is the way she is, because she is a product of her environment growing up. In a study conducted by Ana Nogales, PHD. It was concluded that â€Å"55% of children what have parents who cheat end up being cheaters themselves† (Nogales). It was also concluded that â€Å"80% of the children changed their perspective on love and relationships† (Nogales). We know that Clemencia’s mother cheated on her dad for a long time. She seen this growing up and then once her dad died. Her mother married the man she was having an affair with. If the statistics hold true, Clemencia most likely had trust issues and did not see relationships as something that would â€Å"workout† In her relationship with Drew we can see that she was taken advantage of as a child. He seduced her while she was 17. From, here they had a lasting affair. This also showed Clemencia that people cheat frequently. I think that between her mother and Drew, Clemencia never had a fair c hance of having a real relationship. I feel it influenced her to want to be with married men because that was the only way she was able to feel in control. She wanted to be in control, so that she could not be hurt by another. We do see that Clemencia is not all there mentally as well. Near the end of her affair with Drew, she stuffed gummy bears into many places that his wife would find them. I think she secretly wanted Drew to get caught because she knew she was going to lose him. Therefore, she sought out his son many years down the line. She needed to feel â€Å"Drew† back in her life. She couldn’t do that exactly, so she found the next best thing. In conclusion I think Clemencia had a very rough life and her experiences growing up shaped her life in the future. She dealt with infidelity as a child and again as an adult. She was on both sides of the fence, so she decided to get off the fence and forge her own path. This was a path of no marriage and sleeping with married men whom she could feel in control of. Cisneros, Sandra. â€Å"Never Marry a Mexican† Woman Hollering Creek, Random House, 1991, pp. 68-83. Nogales, Ana â€Å"Parents who Cheat† Hci Publishing, 2009.